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Loan-Level insight beyond the field of securitisation

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LOAN-LEVEL INSIGHT BEYOND THE FIELD OF SECURITISATION With a decade of service to Europe’s securitisation market under its belt, European DataWarehouse has collected over three billion loan records across all asset classes since its inception in 2012. Within those loan records lies a wealth of insight used predominantly in the asset-backed securities market for risk … Continued

UK Securitisation Repository Reporting – The First Six Months in Review

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UK Securitisation Repository Reporting – The First Six Months in Review Six months have already passed since the Financial Conduct Authority (FCA) announced the registration of the first UK Securitisation Repositories, with reporting entities required to switch from ESMA to FCA data templates and XML schema in order to meet their disclosure obligations. Prioritising Data … Continued

Everything you need to know about EDW’s Data Quality Scoring

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Everything you need to know about EDW’s Data Quality Scoring To increase the quality and useability of loan level data submitted to its Securitisation Repository platform, European DataWarehouse (EDW) introduced data quality scoring on a deal level in 2017. Since then, EDW has developed and applied more than 4,000 rules and checks to the FCA … Continued

ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans

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ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans The outstanding amount of the public loans in European DataWarehouse’s (EDW’s) Securitisation Repository platform has stood consistently around +/- EUR 800 billion since Q4 2020. Following the registration of the first Securitisation Repositories by the European Securities and Markets Authority (ESMA) … Continued

The new EBA NPL templates and taxonomy: another step towards European NPL transparency and standardisation

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The new EBA NPL templates and taxonomy: another step towards European NPL transparency and standardisation Building on the European Council’s 2017 "Action Plan to Tackle Non-Performing Loans in Europe," the European Commission (EC) published its strategy in December 2020 to further reduce the stocks of non-performing loans (NPLs) across the European Union and to implement … Continued

‘Reporting for reporting’s sake:’ Bank of America Commentary highlights use case for EDW solutions

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‘Reporting for reporting’s sake:’ Bank of America Commentary Highlights Use Case for EDW Solutions in Reducing Securitisation Reporting Burden A Bank of America Global Research report commentary, published on 3 May 2022, has explored the complexities and costs associated with the current European securitisation reporting requirements under the Securitisation Regulation (Regulation) and their effects on … Continued

Special Reporting Guidelines: Written Confirmation document required by Securitisation Repositories

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Special Reporting Guidelines: Written Confirmation document required by Securitisation Repositories The obligation for such a written confirmation is set out in FCA SECN 9.5 (Article 4(3) of EU RTS 2020/1229). This written confirmation document needs to be signed by an authorised representative of the reporting entity, however the document can be uploaded to European DataWarehouse … Continued

European DataWarehouse submits suggestions for the revision of the Energy Performance for Buildings Directive

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European DataWarehouse submits suggestions for the revision of the Energy Performance for Buildings Directive Mindful of the crucial importance of the building sector in achieving the European Union´s (EU) energy and environmental goals and following its commitment to the implementation of EU´s sustainable finance strategy, European DataWarehouse (EDW) has contributed to the revision of the … Continued

Giuditta – EDW’s EPC-Matching Solution Achieves Promising Results

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Giuditta – EDW’s EPC-Matching Solution Achieves Promising Results Building on its expertise in the field of data collection, dissemination, and analysis, European DataWarehouse (EDW) is making significant progress with its proprietary energy efficiency information extraction solution, Giuditta. This technical solution allows for the matching of a property’s Energy Performance Certificate (EPC) and other energy efficiency … Continued

ESMA’S Sustainable Finance Roadmap and the significance of Energy Performance Certificate Data

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ESMA’S Sustainable Finance Roadmap and the significance of Energy Performance Certificate Data The European Securities and Markets Authority (ESMA) recently published its Sustainable Finance Roadmap 2022-2024 (Roadmap), identifying three priorities for its sustainable finance work:   Tackling greenwashing and promoting transparency; Building National Competent Authorities’ (NCAs) and ESMA’s capacities in the sustainable finance field; and Monitoring, assessing, … Continued