Promising Developments in EU Sustainable Finance Market

EuGBS Provisional Agreement Reached and ESAs-ECB Call for Enhanced Disclosure on Climate Change for Structured Finance Products As sustainable finance gains importance in the EU, policy makers are working tirelessly to establish standards and frameworks that will stimulate green investments and reduce the risks associated with greenwashing. On 28 February 2023, the trilogue negotiations between … Continued

EDW Time Series Now Covers Ten Years

EDW Time Series Now Covers Ten Years Over the last ten years, European DataWarehouse has collected, verified and provided data for almost all European public securitisations. As of 2022-Q4, the outstanding amount of public ABS loans reported to our database stood close to EUR 800 billion. Our Data Availability Report (an Excel document) contains an … Continued

EBA Seeks Input From Credit Institutions on Green Loans and Mortgages

EBA Seeks Input From Credit Institutions on Green Loans and Mortgages On 13 February 2023, the European Banking Authority (EBA) launched an industry survey to receive input from credit institutions on their green loans and mortgages as well as market practices related to these loans. The survey is targeted at credit institutions and aims to … Continued

Updated GAP Analysis on the EBA NPL Transaction Data Templates

Updated GAP Analysis on the EBA NPL Transaction Data Templates Article 16 (1) of the Directive (EU) 2021/2167 on credit servicers and credit purchasers mandates the European Banking Authority (EBA) to develop a set of common data standards for the sale or transfer of non-performing loans (NPL) that would enable cross country comparison and reduce … Continued

European Commission Report on the Review of the Securitisation Regulation

European Commission Report on the Review of the Securitisation Regulation On 10 October 2022, the European Commission (EC) published a report on the review of the Securitisation Regulation, based on their findings from a consultation with the industry and input from supervisory authorities. European DataWarehouse, as an ESMA-registered securitisation repository, submitted a response to the … Continued

Loan-Level insight beyond the field of securitisation

LOAN-LEVEL INSIGHT BEYOND THE FIELD OF SECURITISATION With a decade of service to Europe’s securitisation market under its belt, European DataWarehouse has collected over three billion loan records across all asset classes since its inception in 2012. Within those loan records lies a wealth of insight used predominantly in the asset-backed securities market for risk … Continued

UK Securitisation Repository Reporting – The First Six Months in Review

UK Securitisation Repository Reporting – The First Six Months in Review Six months have already passed since the Financial Conduct Authority (FCA) announced the registration of the first UK Securitisation Repositories, with reporting entities required to switch from ESMA to FCA data templates and XML schema in order to meet their disclosure obligations. Prioritising Data … Continued

Everything you need to know about EDW’s Data Quality Scoring

Everything you need to know about EDW’s Data Quality Scoring To increase the quality and useability of loan level data submitted to its Securitisation Repository platform, European DataWarehouse (EDW) introduced data quality scoring on a deal level in 2017. Since then, EDW has developed and applied more than 4,000 rules and checks to the FCA … Continued

ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans

ECB and ESMA Data in Use – A Snapshot of Moratoria in SME Loans The outstanding amount of the public loans in European DataWarehouse’s (EDW’s) Securitisation Repository platform has stood consistently around +/- EUR 800 billion since Q4 2020. Following the registration of the first Securitisation Repositories by the European Securities and Markets Authority (ESMA) … Continued